VW Credit Canada Inc. (VCCI) is the captive financial services arm and a wholly owned subsidiary of VW Credit, Inc., which in turn is a subsidiary of Volkswagen Group of America, Inc.. The company provides financial products and services in Canada to support the sales of vehicles from the Volkswagen, Audi, and Ducati brands. 
Its primary business includes:
  • Offering competitive consumer financial products and services, such as retail leasing, retail financing, and balloon financing for new and used vehicles.
  • Providing commercial wholesale and mortgage financing to authorized Volkswagen, Audi, and Ducati dealerships.
  • Developing, marketing, and distributing vehicle protection products.

The company’s operations in Ajax are part of the broader Volkswagen Group Canada presence headquartered there, supporting the overall goal of the Volkswagen Group to be a leading provider of sustainable mobility services and customer loyalty.